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We’re here to help answer your questions about bankruptcy law in Lakewood, Colorado. Whether you have a general inquiry, need advice on a specific situation, or are ready to schedule a consultation, reach out using the form below.
Please note that while we aim to respond to all inquiries within 24 hours, the time it takes for someone from our team to get back to you may vary depending on the volume of messages. Rest assured, your contact information will be kept confidential and will not be shared with any third parties.
Frequently Asked Questions (FAQs)
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How do I know if bankruptcy is right for me? Filing for bankruptcy can be a complex decision. We encourage you to schedule a consultation to discuss your specific financial situation and explore all available options.
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What types of debt can be eliminated through bankruptcy? Depending on the type of bankruptcy filed (Chapter 7 or Chapter 13), certain types of debt, such as credit card debt, medical bills, and unsecured loans, may be eligible for elimination. Other debts, like student loans and some taxes, might not be dischargeable.
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How long does the bankruptcy process take? The length of the bankruptcy process varies depending on the type of case and the court’s caseload. Generally, it can take several months from filing to completion.
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Will I lose my home or other assets if I file for bankruptcy? The effect on your assets depends on the type of bankruptcy filed. In some cases, you may be able to keep certain assets, while others might need to be sold to pay off creditors. A qualified attorney can help you understand how your specific assets will be affected.
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Can I improve my credit score after bankruptcy? While filing for bankruptcy will negatively impact your credit score initially, responsible financial behavior afterward can help rebuild your credit over time.